Do You Need Car Insurance When Going to Thailand?

Thailand is known for its great beaches and bustling cities, but it’s also a haven for visitors from abroad. It’s not uncommon for travelers to need some assistance when they’re in Thailand, such as assistance with driving rules or car insurance. And if you forget about it then find out that you have a problem, it can be costly — sometimes up to $1,000. So make sure you have car insurance before coming to Thailand. Here is why you need car insurance in Thailand and how you can get it from home.

General situations where you need car insurance in Thailand

You may be asked for Type 2+ Car Insurance Thailand on your driving test in Thailand, but this is the exception rather than the rule. In Thailand a driver’s license is the standard form of transport, but you should still have insurance for your own peace of mind. When you don’t have it, you run the risk of being caught without insurance and having to pay a fine or being part of a crash without being able to claim compensation.

There are many situations where motor vehicle accidents are common in Thailand. The main roads are well-used and the main roads are well-travelled by tourists. The road conditions in Thailand are generally not as good as countries in Europe or America, and the amount of traffic is much higher. These factors can lead to dangerous situations where accidents happen easily, especially when people try to make illegal turns. Before getting behind the wheel of a car in Thailand, it’s better to be safe than sorry.

What types of car insurance can you get from home?

You have three main options when it comes to car insurance in Thailand. Keep in mind that some policies may be limited to a certain time period.

• Cruising or single trip car insurance – This type of car insurance is for a set amount of time, which you can choose when you buy the policy. This is the best option if you’re only visiting Thailand for a short time and want to avoid having to renew your policy every year.
• Annual car insurance – This type of policy covers you for the entire 12 months of the year. It’s ideal if you are going to be in Thailand for more than a year.
• Domestic car insurance – This type of insurance is only available in Thailand and only covers you if you have an accident inside the country. It’s not a good idea to get this policy, because you can’t drive your vehicle back home out of the country.